I love budgeting. It might be a slight obsession. My friends and co-workers can attest to my willingness to tell anyone and everyone how wonderful and important it is to budget.
The first expense category on our monthly budget is “Giving,” which includes two separate items: giving to our local parish and giving to a charity or cause (we choose something different each month). I share this not to gloat but to share our strategy; if giving wasn’t the first thing on our budget, we’d easily find other ways to spend our money.

